Terminos y condiciones - ruralvia.global-exchange.com

LEGAL TERMS & CONDITIONS

The services described below will be provided according to these legal terms and conditions, which include our responsibilities as a provider and your rights and responsibilities as a customer, as well as information relating to reserving foreign currencies for collection in branches, purchasing foreign currency with home delivery and purchasing foreign currency with Post Office delivery. Our Privacy Policy will also apply to the protection of your personal data.

This website is operated by EURODIVISAS, S.A. (hereinafter “Global Exchange”) a company with registered address at Plaza España 3,37480, Fuentes de Oñoro, Salamanca, Spain, with Tax identification number A-37310323. This company is registered with the Register of Foreign Exchange and/or Money Transfer Companies of the Central Bank of Spain under the number 1702 and in the Companies’ Register of Salamanca, sheet 64, company book 145, Page SA-4751, Entry 1.

The terms of use of the websites of EURODIVISAS, S.A. (Global Exchange) are included in the Legal Notice.

1. CONDITIONS OF OUR SERVICES.

Global Exchange offers the following services: foreign currency booking with withdrawal and payment in our branches ("booking with in-branch collection"), foreign currency purchase with home delivery ("home delivery orders") and foreign currency purchase with Post Office delivery ("Post Office delivery orders").

1.A. ONLINE BOOKING FOR IN-BRANCH COLLECTION:

Description of the Service: With this service, Global Exchange, offers you the possibility to reserve the desired currency in order to be able to withdraw it and pay for it in our branches ("booking with in-branch collection").
Booking Process: Bookings can be made via telephone, by calling the freephone number 900 855 550, or on our website: https://ruralvia.global-exchange.com/. Bookings through the website can be made in Spanish or English.

Only certain currencies are kept in physical stock, and so bookings can only be made for those available. An estimated time of collection depending on the availability and the place of collection will be given on the website for each currency request.

In any case, the customer must provide a valid ID, as well as an email address and telephone number to enable Global Exchange to contact him/her and duly deliver the booking.

Bookings may be subject to a maximum value per calendar quarter and year.

Exchange Rate, Fees and Expenses: When placing a booking for in-branch collection, you will be informed by telephone or online about the estimated exchange rate (price), which is variable depending on the chosen collection branch, fees and expenses. The booking will be paid in the indicated branch on the day of collection.

It should be borne in mind that entities authorised to exchange currencies are not obliged to apply official exchange rates and may apply a commercial margin and/or fee.

Payment method: The amount of the booking will be paid in full, in cash or by card, if this means of payment is enabled, in the chosen branch on the day selected by the user.
Booking Confirmation: Once you have placed a booking for in-branch collection and after we have accepted it, you will receive a confirmation email with the details of the transaction specifying: the approximate price, additional expenses, the method of payment, the collection address and day and time slot for collection.

In the event that the booking is not accepted by the user, no liability will arise for the user.

Booking Collections: the booking will be available to pick-up in the branch and on the day indicated in the confirmation email.

The booking will be delivered only to the person who made it, and so the customer must provide a valid ID.

Booking collections will be subject to compliance with the measures of due diligence and internal control applicable in compliance with the Prevention of Money Laundering and Funding of Terrorism Regulations.

Cancellations: The user may cancel a booking before the chosen pick-up date at the branch has expired. In no case will we charge the user.

To cancel an online booking, the customer must contact Global Exchange’s Customer Service at 900 855 550 as soon as possible, and provide us with his/her booking number.

In any case, Global Exchange will deem the booking as cancelled if the user does not appear at the agreed branch on the pick-up date, or within the next 15 calendar days.

Global Exchange reserves the right to reject or cancel any order for any just cause (including an order previously accepted by GLOBAL EXCHANGE). For this purpose, and by way of example, any of the following shall be deem to be just cause:

Supply shortage of the requested currency;
The GLOBAL EXCHANGE systems report the Customer’s order as irregular or susceptible of being fraudulent;
GLOBAL EXCHANGE has evidence or is certain that the User who is placing the order is under the age of 18;
GLOBAL EXCHANGE notices an error in the price offered.

Returns: Once the booking has been collected, the customer will have 15 calendar days to return it. We will only accept returns of the full amount of the transaction and the same tickets that were issued, identified by their serial number. To make a return, the customer must go to any of our exchange offices in Spain, and provide the original receipt of the exchange transaction.

Returns can be only requested by the person who made the currency exchange transaction, and the person in question will need to provide the same ID document that he/she used for the exchange transaction.

After verifying that the serial numbers of the banknotes match those from the transaction, Global Exchange will refund the corresponding amount. Refunds will be only made in cash.

1. B. PURCHASE OF FOREIGN CURRENCY WITH HOME DELIVERY:

Characteristics of the service: The home delivery service is an exclusive service for residents in Spain who are over 18 years old, through which orders can be delivered to particular addresses, provided that they are in mainland Spain or the Balearic Islands.
Submission of Orders: Orders can be requested via telephone, by calling the freephone number 900 855 550, or through our website: https://ruralvia.global-exchange.com/. Orders through the website can be made in Spanish or English.

Only certain currencies are kept in physical stock, and so orders can only be made for those available. At the time of placing the order, the customer must provide a valid form of identification, an address located in mainland Spain or the Balearic Islands for delivery, as well as an email address and a telephone number for Global Exchange to contact them.

Purchases may be subject to a maximum value per calendar quarter and year.

This maximum value may be modified at any time, although it will not affect orders already accepted.

Additionally, at the time of placing the order, the customer may choose to contract complementary services such as Travel Insurance and Cash Theft or Money Back Guarantee.

Exchange Rates, Fees and Expenses: At the time of placing the order the user will be informed, via phone or on the website, of the applicable exchange rate (price), shipping costs and complementary services selected.

It should be borne in mind that entities authorized to exchange currencies are not obliged to apply official exchange rates and may apply a commercial margin and/ or fees.

Forms of Payment: The full amount of the order can be paid in the following ways:

Payment by card: We accept payments with VISA, Verified by VISA, MasterCard and MasterCard SecureCode.

The card must have been issued by a bank based in Spain.

Payments will only be accepted from cards issued in the name of individuals.

Global Exchange does not apply any additional charge for the use of credit or debit cards for purchases of our products. The user’s credit or debit card issuer may charge them for the use of the card.

Payment by traditional bank transfer: When the order is confirmed, the customer will see details of the bank account where he/she will have to make the deposit of the entire amount on screen. This information will also be available in the order confirmation email. The order will only be processed if this payment is made. Global Exchange reserves the right to cancel any order placed via the traditional transfer payment method after 72 hours, if it has yet to receive payment from the customer.

Order Confirmation: Once the order has been placed and accepted by us, the user will receive a confirmation email, which will specify the details of the transaction requested, the price, charges and fees, the payment method, address and delivery time slot.
Order Delivery: The orders are delivered by a courier company to the address indicated by the customer when making the order, within the estimated time of 48-72 working hours.

They can only be delivered to the person who placed them, and so the same identification document used to place the order must be shown upon delivery.

In the event that, when the user receives the order at home, the packaging is in poor condition, he/she must refrain from signing the receipt and notify us of the situation within 24 hours by calling the freephone Global Exchange customer service number, 900 855 550. If as a result of an error by Global Exchange the value of the currency received by the user is higher or lower than that requested, Global Exchange should be immediately informed of this through the freephone customer service number, 900 855 550, in order to arrange its collection.

If, after following the appropriate processes of verification and traceability through video recording, the company determines that an error has occurred when preparing the order, it will refund the corresponding part of the price or ensure the difference is paid.

Cancellations: The user will be able to cancel an order, at no cost, within the first 24 hours following acceptance of the order.

In order to cancel an order, the user must contact Global Exchange's customer service as soon as possible, on the freephone number 900 855 550, and provide the order or booking number.

In any case, Global Exchange will understand that the order has been cancelled if the user is not at home at the time of delivery and the carrier has made an additional attempt to deliver with no success.

Notwithstanding the above, Global Exchange reserves the right to refuse or cancel any order for any justified reason (including an order previously accepted by GLOBAL EXCHANGE). For this purpose, and by way of example, any of the following shall be deem to be just cause:

Supply shortage of the requested currency;
The turnover information provided by the User is not correct or cannot be verified;
The GLOBAL EXCHANGE security systems report the Customer’s order as irregular or susceptible of being fraudulent;
GLOBAL EXCHANGE does not receive the payment of the order placed by the User through bank transfer (in case he has selected this payment method) within 72 hours of the order confirmation;
GLOBAL EXCHANGE has evidence or is certain that the User who is placing the order is under the age of 18;
GLOBAL EXCHANGE notices an error in the price offered;
GLOBAL EXCHANGE cannot deliver the currency purchased by the user to the address he provided due to reasons beyond its control.

The refund of the amount of the cancelled order, if it has been disbursed, will be made via the same means with which the payment was made.

Returns: Once the order has been received, the customer will have 15 calendar days to return it. We will only accept returns of the same banknotes delivered, identified by their serial number. To process a return, you must contact our customer service via freephone number 900 855 550, and provide the original order number.

In addition, the customer must complete a “return request” where he/she will include the serial numbers of each banknote he/she has received. Global Exchange will send a courier to the customer’s address to pick up the order.

After verifying that the serial numbers of the banknotes match those of the recording, Global Exchange will refund the corresponding amount. Global Exchange may charge the user the direct costs of returning the banknotes. The user will be informed of the exact amount after the return request has been accepted.

The refund of the amount paid, minus the cancellation fees, will be made through the same means used for the initial payment.

This right of return is a commercial service provided by Global Exchange to its customers within the framework of our service excellence policy, since in accordance with the provisions of Law 22/2007 of 11 July on online financial services marketing, there is no right of withdrawal for foreign exchange transactions.

1. C. PURCHASE OF FOREIGN CURRENCY WITH POST OFFICE DELIVERY:

Characteristics of the service: The Post Office delivery service is an exclusive service for residents in Spain who are over 18 years old, through which orders can be delivered to the Post Office selected by the user at the time of placing the order.
Submission of Orders: Orders can be requested via telephone, by calling the freephone number 900 855 550, or through our website: www.globalexchange.es. Orders through the website can be made in Spanish or English.

Purchases may be subject to a maximum value per calendar quarter and year.

This maximum value may be modified at any time, although it will not affect orders already accepted.

Additionally, at the time of placing the order, the customer may choose to contract complementary services such as Travel Insurance and Cash Theft or Money Back Guarantee.

Exchange Rates, Fees and Expenses: At the time of placing the order the user will be informed, via phone or on the website, of the applicable exchange rate (price), shipping costs and complementary services selected.

It should be borne in mind that entities authorized to exchange currencies are not obliged to apply official exchange rates and may apply a commercial margin and/ or fees.

Forms of Payment: The full amount of the order can be paid in the following ways:

Payment by card: We accept payments with VISA, Verified by VISA, MasterCard and MasterCard SecureCode.

The card must have been issued by a bank based in Spain.

Payments will only be accepted from cards issued in the name of individuals.

Payment by traditional bank transfer: When the order is confirmed, the customer will see details of the bank account where he/she will have to make the deposit of the entire amount on screen. This information will also be available in the order confirmation email. The order will only be processed if this payment is made. Global Exchange reserves the right to cancel any order placed via the traditional transfer payment method after 72 hours, if it has yet to receive payment from the customer.

Order Confirmation: Once the order has been placed and accepted by us, the user will receive a confirmation email, which will specify the details of the transaction requested, the price, charges and fees, the payment method and details of the Post Office selected for the order's collection.

Once the order is available at the selected Post Office, Correos will send to the user an email and a text message, if the user has given his/her phone number, confirming its availability for collection.

Order Delivery: The orders can only be delivered to the person who placed them, and so the same identification document used to place the order must be shown upon delivery.

Orders will be available to be withdraw at the selected Post Office for a period of 14 calendar days from the order availability email send by Correos. After this period, the order will be returned to our center and will be considered automatically canceled.

In the event that, when the user receives the order, the packaging is in poor condition, he/she must refrain from signing the receipt and notify us of the situation within 24 hours by calling the freephone Global Exchange customer service number, 900 855 550.

If as a result of an error by Global Exchange the value of the currency received by the user is higher or lower than that requested, Global Exchange should be immediately informed of this through the freephone customer service number, 900 855 550.

Cancellations: The user will be able to cancel an order, at no cost, within the first 24 hours following acceptance of the order.

In order to cancel an order, the user must contact Global Exchange's customer service as soon as possible, on the freephone number 900 855 550, and provide the order or booking number.

In any case, Global Exchange will understand that the order has been cancelled if the user does not withdraw it from the selected Post Office within the time available.

The refund of the amount of the cancelled order, if it has been disbursed, will be made via the same means with which the payment was made.

Supply shortage of the requested currency;
The turnover information provided by the User is not correct or cannot be verified;
The GLOBAL EXCHANGE security systems report the Customer’s order as irregular or susceptible of being fraudulent;
GLOBAL EXCHANGE does not receive the payment of the order placed by the User through bank transfer (in case he has selected this payment method) within 72 hours of the order confirmation;
GLOBAL EXCHANGE has evidence or is certain that the User who is placing the order is under the age of 18;
GLOBAL EXCHANGE notices an error in the price offered;
GLOBAL EXCHANGE cannot deliver the currency purchased by the user to the address he provided due to reasons beyond its control.

The refund for the cancelled order, in case it has been already paid for, will be issued using the same form of payment employed in the original transaction.

Returns: Once the order has been received, the customer will have 15 calendar days to return it. We will only accept returns of the same banknotes delivered, identified by their serial number. To process a return, you must contact our customer service via freephone number 900 855 550, and provide the original order number.

The refund of the amount paid, minus the cancellation fees, will be made through the same means used for the initial payment.

2. QUALITY ASSURANCE.

Global Exchange guarantees that the currency provided is of the highest quality and corresponds to the legal tender in the issuing country.

Global Exchange will establish appropriate control and traceability measures to ensure that the cash order reaches the final customer with the greatest guarantees. In the case of a complaint, Global Exchange will provide the final customer with the necessary elements of verification for a maximum period of 15 days, starting from the delivery of the order in accordance with the return’s procedure established by Global Exchange.

3. CUSTOMER SERVICE.

Global Exchange, in compliance with the provisions of the regulations applicable to its activity, informs users of:

The Global Exchange Customer Service department, which users can contact in order to have their complaints and claims dealt with. To do this, they must write to one of the following addresses:
1. Postal: Eurodivisas, S.A.; Att. Departamento de Atención al Cliente, Calle Primera nº17, Polígono Industrial Montalvo III, Carbajosa de la Sagrada, CP 37188, Salamanca.
2. Email: atencioncliente@grupoglobalexchange.com.

This department will deal with and resolve complaints and claims within one month of receipt.

That, once the channel for filing complaints or claims with the Customer Service department referred to in the previous point has been exhausted, there is a Bank Service Customer Protection Commissioner, dependent on the Banco de España. Customers may contact this Commissioner to process any claims regarding actions derived from the company’s activity that may breach the applicable regulations, by contacting the following addresses:
1. Postal: Banco de España, Servicio de Reclamaciones, Calle Alcalá nº50, CP 28014, Madrid.
2. Email: Banco de España.
Additionally, residents of the European Union may submit their claims through the Platform for Online Dispute Resolution (ODR) created by the European Commission: https://ec.europa.eu/consumers/odr/main/index.cfm?event=main.home.chooseLanguage
That Global Exchange is subject to compliance with the regulations on transparency and protection of customers contained in Banco de España Circular No. 6/2001, of 29 October, of Banco de España, Holders of currency exchange establishments, Order ECO/734/2004, of 11 March, on customer service departments and services and the customer ombudsman of financial institutions, Banco de España Circular No. 2/2005, of 25 February, on automated files containing personal data managed by Banco de España, Banco de España Circular 3/2009, of 18 December, to holders of currency exchange establishments, amending Circular 6/2001, of 29 October, on holders of currency exchange establishments and Order ECC/2502/2012, of 16 November, regulating the procedure for lodging complaints with the complaints services of Banco de España, the National Securities Market Commission and the Directorate General of Insurance and Pension Funds.